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Thursday, January 7, 2010

So, what exactly needs to be reformed?

There is much cussing and discussing about "healthcare reform." But what really needs to be reformed? It is not the quality of our healthcare in the US, but the question is of access. However, our access to healthcare is uninhibited by emergency situations. The Hippocratic Oath, ethics, and generally our human nature will usually see to our needs in an emergency. The issue seems now to be access during normalcy. Access during normalcy is predicated on insuring good health.

So the question now seems to be in insurance of good health. The surety of your health begins with the individual, if the individual is of age, or with the parent/guardian if not. But of course we need advise and help from time to time, that is why we have physicians. Now the question appears to be who is best suited to help me insure my health and there is only one option being discussed: the federal government.

I ask this: who is best suited to help me during my normal daily life? A rich uncle thousands of miles away? or my next door neighbor? And who is best suited to help me in times of trouble, A rich uncle thousands of miles away? or my local community?

My personal physical protection works best when handled locally, shouldn't my health protection? And who locally is best suited for insuring such, a rich uncle thousands of miles away? Or my community church or help organization? Is not the original reason for the "separation of church and state" discussed by our founding fathers based on the fact the federal government had neither the capacity nor the responsibility for social welfare? And wasn't that the reason these organizations have tax exemption? And wouldn't it be better to be able to handle that locally?

So I suppose the issue is not healthcare, but insurance. And the question is to whom do you put your trust to insure you the healthcare that you need. Where is your insurance?

I'm just asking ...

1 comment:

Jen said...

I have so many better ideas (my opinion of course) than this current administration's (and Congress) answer to healthcare reform. Local is better. My idea is to put the money into education. Give those with the apptitude the funds to go to medical school so they can start their practice off with less debt. To give back, require them to do their residency in mobile clinics, inner city areas or in areas where access to quality healthcare is poor. Reform the malpractice insurance industry as it's one of the highest costs a doctor has to afford to run a practice. Honestly, McCain's refundable tax credit idea was much more cost effective and basically accomplishes the same thing because people are going to have to come up with money out of pocket to pay premiums anyway. Why not get a refund for it at the end of the year?